Here are five things to know about IRCTC
The railway ministry said that it had not imposed any restrictions and debit/credit cards of all Indian banks were accepted.
“To use any Debit/Credit Card on the Payment page, select ‘Payment Gateway/Credit/Debit Cards’ and use any Payment Gateway,” IRCTC said on its website – irctc.co.in.
(Also read: How to avail IRCTC’s ‘book now, pay later’ facility for Tatkal tickets)IRCTC or Indian Railway Catering and Tourism Corporation also said it has provided seven payment gateways for accepting domestic debit and credit cards and direct integration to some banks as value added service to for the convenience of its passengers.
In a circular issued on Friday, the Railways also said that direct integration with banks has additional costs. IRCTC had earlier asked banks to share a part of the transaction charge with the Railways but later on forfeited its share of the transaction charge and asked banks to pass on the benefits to the customer.
IRCTC has seven gateways to accept digital payments. These are ICICI Bank, HDFC Bank, Citi Bank, Axis Bank, Paytm, PayU and ITZ Cash. Payment gateway of American Express Bank is integrated for Amex Card and of Kotak Bank for accepting Rupay Cards. IRCTC also accepts international Debit/Credit cards through the payment gateway of M/s Atom, IRCTC said.